Fast Business Funding | Berkman Financial
Same-Day Decisions

Business Funding
in 24–48 Hours

Get $10,000–$2,000,000 for working capital, payroll, or expansion. No collateral required. We fund when banks say no.

$2M Max Funding
24hr Avg. Approval
500+ Businesses Funded
No collateral required Soft pull only All industries Bad credit OK
Free Qualification Check
See How Much
You Qualify For
2-minute application. No hard credit pull.
No hard credit pull 500+ businesses funded

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⚡ Same-Day Approval   •   $10K–$500K Available   •   No Collateral Required   •   All Industries Welcome   •   Bad Credit OK   •   Funding in 24–48 Hours   •   Soft Pull Only   •   500+ Businesses Funded   •   NYC-Based MCA Broker   •   ⚡ Same-Day Approval   •   $10K–$500K Available   •   No Collateral Required   •   All Industries Welcome   •   Bad Credit OK   •   Funding in 24–48 Hours   •   Soft Pull Only   •   500+ Businesses Funded   •   NYC-Based MCA Broker   •  
Simple Process

Funded in 3 Simple Steps

No paperwork mountain. No weeks of waiting. Just fast capital to keep your business moving.

1
Apply in 2 Minutes

Fill out the form above. No hard credit pull. Just basic business info and 3 months of bank statements.

2
Same-Day Decision

Our team reviews your application and calls you within 1 business hour with funding options tailored to your business.

3
Get Funded Fast

Once approved, funds hit your bank account in as little as 24–48 hours. No delay, no runaround.

Requirements

Do You Qualify?

Simple requirements — no perfect credit score needed. If your business generates revenue, we can likely help.

📅
6+ Months in Business Your business must be actively operating. No startups — we need bank statements to verify revenue.
💰
$10,000+ Monthly Revenue We fund based on your revenue, not your credit score. As long as money is coming in, we can work with you.
🏦
3 Months Bank Statements That's all the paperwork we need. No tax returns, no financials, no lengthy document requests.
🌎
Any Industry Restaurants, contractors, retail, medical, transportation, salons — we fund businesses across all sectors.
Our Products

Funding Solutions Built for Your Business

We offer multiple products so you get the right fit — not just whatever's easiest for us.

⚡
Revenue-Based Funding (MCA)
$10K – $2M

Access capital based on your business revenue — not your credit score. Daily or weekly repayments tied to sales. Ideal for fast working capital, payroll, or inventory.

🔄
Business Line of Credit
Up to $250K

Draw funds when you need them, pay back what you use. Perfect for managing cash flow gaps or unexpected expenses without taking a lump-sum advance.

📄
Invoice Financing
Up to 90% of Invoice

Turn unpaid invoices into immediate cash. Stop waiting 30–90 days for customers to pay. Get the money you've already earned — now.

🔧
MCA Consolidation
Simplify Your Payments

Juggling multiple advances and daily payments? We'll combine them into one manageable plan with better terms — giving your cash flow room to breathe.

Client Stories

What Business Owners Are Saying

Real businesses. Real results. Here's what our clients say after working with Berkman Financial.

★★★★★

Great communication throughout the whole process. Every question I had was answered promptly and I always knew exactly what was happening at every step.

Restaurant Owner
New York, NY
★★★★★

Berkman Financial has been an absolute lifeline for our company. Last year was one of our most challenging periods and without their support I don't know how we would have made it through.

Medical Supply CEO
Northeast Region
★★★★★

They helped me not only get the capital I needed but also helped me establish better business credit. The process was streamlined and way faster than any bank I've dealt with.

Transportation Owner
Mid-Atlantic Region
FAQ

Common Questions

Everything you need to know before applying.

Approvals happen the same day in most cases. Once you submit your bank statements, funding can land in your account within 24–48 hours.
No. We perform a soft credit pull during pre-qualification, which has zero impact on your credit score. A hard pull only occurs at final funding — and only with your approval.
We can help. Depending on your situation, we may be able to add additional capital or consolidate your existing advances into a single, more manageable payment. Call us to discuss your specific situation.
Just 3 months of your most recent business bank statements. That's it for the initial review. No tax returns, no financials, no P&L statements required upfront.
Yes. We fund restaurants, contractors, retail, medical, transportation, salons, e-commerce, and more. If your business has consistent revenue, we can likely work with you.

Ready to Get Funded?

Apply in 2 minutes. Same-day decision. Funds in your account within 24–48 hours.

Check If I Qualify