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Get $10,000–$500,000 for working capital, payroll, or expansion—no collateral required.

Same-day decisions.

Just 3 months of bank statements

Daily/weekly ACH payments tied to revenue.
Get $10,000–$500,000 in working capital for payroll, inventory, or expansion. Simple qualifications. Same-day approvals.

Personalized funding options and clear terms designed to help you grow with confidence.

High-approval financing with fast decisions—so you can get back to running your business.

Custom repayment schedules and transparent pricing keep cash flow flexible.

From restaurants to contractors to salons—our solutions fit any small business.

3 months of bank statements is all it takes. Funding can land in your account in 24–48 hours.

Thousands of business owners rely on us for quick, reliable working capital when banks say no.
At least 6 months in business
Minimum $10,000 monthly revenue
No startups (business must be operating with bank statements)
3 most recent business bank statements

Revenue-Based Funding
Access $10,000–$500,000 based on your business revenue—not your credit score. Perfect for fast working capital, payroll, or expansion. Funding in 24–48 hours.

Business Lines of Credit
Flexible financing you can draw from whenever you need it. Only pay interest on what you use—great for managing cash flow or unexpected expenses.

Invoice Financing
Turn unpaid invoices into immediate cash. Unlock the money tied up in your receivables so you can cover expenses and keep your business running smoothly.

MCA Consolidation Program
Struggling with multiple advances or daily payments? We’ll combine them into one manageable plan, improving cash flow and giving you room to breathe.
We’re proud of our work—here’s what our clients have to say about partnering with us:
Great communication, insured all my questions were answered and insured I knew what was happening every step of the way

- Restaurant Owner
Berkman Financial has been an absolute lifeline for our company. Last year was one of the most challenging periods we’ve ever faced, and without Zija’s unwavering support, I honestly don’t know how we would have made it through.

- Medical Supply CEO
Got an opportunity to help establish my business credit

- Transportation Owner
Here’s what business owners ask us most before applying
We provide revenue-based funding (MCA), business lines of credit, invoice financing, and our MCA consolidation program.
Approvals can happen the same day. Many clients receive funding within 24–48 hours once bank statements are submitted.
6+ months in business
$10,000+ monthly revenue
3 months of recent business bank statements
We do not fund startups.
No — we perform a soft credit pull during pre-qualification. A hard pull only occurs at final funding.
Yes. Depending on your situation, we can either provide an additional advance if your business can handle the payments, or we can explore our MCA Consolidation Program to roll multiple advances into one manageable plan. Our goal is to improve your cash flow while keeping your business moving forward.
We work with restaurants, retailers, contractors, salons, medical practices, transportation companies, and more.
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